Welcome to the Education Station

Critical Illness Insurance is a way to make sure that your family home stays in the family while you can focus on you health to receive the

All Perils Coverage means any accidental, direct, physical loss that impacts your home or the items inside is protected against.

A financial institution not only encompasses banks, but trust or insurance companies, credit unions, finance companies, and securities firms

You're going to want to talk to someone, like me, an MP or Mortgage Professional!

This is a Crown Corporation that will protect you you and your money against any potential failures of your financial institution.

Have you been experiencing the fees of your payment bouncing NSF, or Non-Sufficient Funds?

The Credit Union Deposit Guarantee Corporation (CUDGC) is a deposit insurance program designed to protect deposits held by credit unions.

A prepayment sometimes called a principal payment, is a great way to save on interest costs and reduce the life of your mortgage by making a

When you buy a Guaranteed Investment Certificate, you are basically lending the bank money and getting paid interest in return for the favou

This is a collection of financial assets like stocks, bonds, commodities, cash, and cash equivalents, and more.

This is a unit of measurement for interest rates that are equal to 1/100th of 1.0%.

Credit unions do all the same things as major banks, but the main difference is that CUs are non-profit.

Fixed Rate Mortgages are where you monthly payment will stay the same for the entire life of your mortgage term.

Trigger rates apply to variable-rate mortgage holders that are on a fixed payment schedule.

What is DD: The investigation of the facts about the physical and financial conditions of the property.

What is FHSA: A new account that helps you save for your first home!

What is LTT? Land Transfer Tax is a one time fee, charged when transferring a property from one person to another in certain provinces.

Minimum Qualifying Rate;The Stress Test! A tool that lenders will use to ensure that your payment will still be comfortable if life happens!

Mortgage Amount. This is often referred to as the principal; the initial sum of money you borrow from a lender to buy a home.

My top ten financial literacy books that can help you better understand personal finance and money management.